A Quick Guide to Supplemental Nutrition Assistance Program Eligibility and Benefits
The Supplemental Nutrition Assistance Program (SNAP), formerly known as food stamps, is a federal program that helps low-income individuals and families buy food. SNAP is the largest nutrition assistance program in the United States, serving about 41.5 million people as of December 2021. SNAP benefits can help you stretch your food budget and improve your health and well-being. Here are some frequently asked questions and answers about SNAP benefits.
Who can get SNAP benefits?
To be eligible for SNAP benefits, you must meet certain income and resource limits. Generally, your gross monthly income (before deductions) must be at or below 130% of the federal poverty level. For a family of three, this is $2,495 a month or about $29,940 a year in fiscal year 2023. You may also have to meet net income limits, which are based on your income after deductions for expenses such as housing, child care, medical costs, and child support. Additionally, you may have to meet asset limits, which are based on the value of your cash, bank accounts, and other resources. However, some households may be exempt from these limits if they have elderly or disabled members.
How do I apply for SNAP benefits?
You must apply for SNAP benefits in the state where you currently live. Each state has its own application process and eligibility rules. You can contact your state agency by visiting your local SNAP office, visiting your state agency’s website, or calling your state’s toll-free SNAP information hotline. Some states have online applications that can be completed from the state agency website. You may need to provide proof of your identity, income, expenses, and resources. You may also need to complete an interview with a caseworker before your application is approved.
How much SNAP benefits will I get?
The amount of SNAP benefits you will receive depends on your household size, income, and expenses. SNAP expects you to spend 30% of your net income on food. The difference between 30% of your net income and the maximum benefit amount for your household size is your SNAP benefit amount. The maximum benefit amount is based on the cost of the Thrifty Food Plan, which is a low-cost nutritious diet calculated by the USDA. The Thrifty Food Plan varies by household size and is adjusted annually for inflations. In fiscal year 2023, the maximum benefit amount for a family of three is $616 a month.
How do I receive and use SNAP benefits?
If you are approved for SNAP benefits, you will receive an Electronic Benefit Transfer (EBT) card, which works like a debit card. Your SNAP benefits will be loaded into your EBT account each month. You can use your EBT card to buy eligible food items at authorized retail food stores. You can also use your EBT card to buy seeds and plants to grow food for your own consumption. You cannot use your EBT card to buy non-food items such as alcohol, tobacco, paper products, pet food, or hot prepared foods.